Newsletter #92
Where Does Money Come From?
All of us
enter this world buck naked, wet, ugly, and bawling. We are totally helpless as
newborns; we'll need the care of family and community for many years. Finally
it will be our turn to die and we each check out of this present life one by
one. "It is appointed for man to die once, but after that the judgment,"
says the writer of Hebrews (9:27). Whether we were poor or rich, whether
famous, or an unknown, we each leave this life with nothing. We'll be flat broke.
[1]
Human
beings do not do well living in complete isolation from one another, we need to
grow up in families and hang out with friends and peers. It's healthy for us to
know people who are not in our own age group and people from other cultures and
religions. And so on...
At a very
early age we begin to interact with others in all manner of different ways. Gradually
we come to see ourselves as unique. God has made no clones and He has built
tremendous versatility and adaptability into each of us. He does ask that we
learn to get along. Jesus told His followers, "...love your enemies, bless
those who curse you, do good to those who hate you, and pray for those who spitefully use you and persecute you, that you may be
sons of your Father in heaven; for He makes His sun rise on the evil and on the
good, and sends rain on the just and on the unjust..." (Matthew 5:44-46)
For several years as infants we receive, but aren't able to give much back. (We
are all plenty selfish, too, as our parents and siblings soon tell us). As we
grow up we see that living in the world is about work, and recreation, school, adventure,
relationships, and active pursuits suitable to our needs, our spiritual gifts
and abilities, and our calling. Early in life, we learn that most people seem to
live totally for themselves within their own special-interest groups, showing
little regard for outsiders. We ought to realize at an early age that all human
beings are born desperately sinful. Not by choice, we were born into a corrupt
society where fighting, wars, and selfish rivalries are normative. But, with
God's help the story of our brief time on earth can have a happy ending.
As we acquire
personal possessions and money, an important universal, cosmic principle called
"stewardship" begins to kick in. It turns out that we are each accountable
to God for how we live our lives, both in terms of our behavior towards God and
others, and how we utilize our various resources over our lifetimes. It's the
way things are! The universe is a moral place, and we did not write The Book.
Our
resources include the talents and abilities we were born with, any property and
wealth we have been given, plus the assets we have acquired by work or
investment. Obviously money flows in and out of our lives as long as we live.
Not all if us are good at balancing our checkbooks, or are shrewd in investing
money, but we know that cheating on our taxes or dealing with illegal drugs
soon gets us in big trouble with the government and with God. Bad things happen
to good people all the time; God keeps track of that, too. For now, let's take
it for granted that we are stewards over all our
domain and that a Day is coming when the Chief Steward will review His books
with ours. He will see that we are paid back for the wrong done to us. Widows
and orphans get His special attention. It about all of us,
too. God is always even-handed and He has no favorites. Briefly put, all
the choices in life we make, whether good or bad, have consequences for our gain
or for loss. (Commentary: The Consequence
Engine, http://ldolphin.org/consequence.html).
The usual
NT Biblical word "stewardship" combines the Greek word oikos for household and nemos, "to manage." A steward is a responsible manager of
resources entrusted to him, often on behalf of a family or a business.
While we
usually think of stewardship as how we manage our money, the Bible teaches that
other assets we have been given are actually far more important than
"unrighteous mammon."
Children
are born into our families. They belong to God, yet we have stewardship
responsibilities over them until they're old enough to accept responsibility for
their own lives and resources. Children should not be brought into this world,
let alone discarded before birth, unless we recognize that we adults accept the
stewardship responsibility of parenting the children whom God entrusts to our
care.
Probably our
most important stewardship concerns how we make use of our spiritual gifts and our
knowledge of God to serve in the advancement of the kingdom of God among men.
Among the spiritual gifts given to every Christian, God allows some Christians
to be banks and resource centers within the body of Christ. This is part of our
responsibility to care for one another in the family of God. (Commentary: See Body Life, http://raystedman.org/bodylife/).
In regard
to our responsibility as Christians to advance the kingdom of God, the Apostle
Paul instructs us,
This is how one should regard us, as servants of
Christ and stewards of the mysteries of God. Moreover it is required of
stewards that they be found trustworthy [or
faithful]. (1 Corinthians 4:1-4, for commentary
see http://raystedman.org/1corinthians/3581.html).
We are
all supposed to work to support ourselves as long as we can, and to help
others; Adam was charged with the upkeep of a magnificent garden, and the
management of the entire planet as well--and this was before sin entered the
world.
Even our
wages--our money--really comes to us by God's grace as a gift, as Jesus
illustrated in several jolting parables. We think we are being paid wages as
our just reward for hard work, but Jesus taught that work was an inborn
responsibility. (See
Matthew 20:1-16 and Luke 16:1-14, with commentary, "Get Smart With
Money," http://raystedman.org/parables/0378.html).
In the
parable of the talents, Jesus spoke of a man going away on a long trip who gave
three servants one, two and five talents, to keep safe for him while he was
gone. The servants who had two and five talents invested and doubled their
master's assets. They were praised when the master returned. The man who was
given one talent buried it for safe-keeping, and did poorly indeed according to
his master's values: "For to everyone who has,
more will be given, and he will have abundance; but from him who does not have,
even what he has will be taken away. And cast the unprofitable servant into the
outer darkness. There will be weeping and gnashing of teeth.Õ" (Matthew
25:14-30; commentary: http://raystedman.org/olivet/oliv12.html)
Thus God is an entrepreneur who expects us to live boldly but responsibly on
His behalf, not for our own self-advancement.
All of us who live on this planet,
by permission of the Landlord, are tenants on property which is owned by Jesus
Christ (Colossians 1:16). He appointed our forefather Adam to be the original steward
of the planet's natural resources. Adam was to care for the plants and animals and
resources wisely.
What we actually see is that vast majority of our fellow
humans live selfish lives, acquiring money, power, wealth in the pursuit of
their own private advantage over others.
Our planet is now severely polluted and on the verge of
ruin. The stewardship of the majority of tenants on this planet is completely
unacceptable to the Owner. The environmental movement folks remind us these
days that the way we have been living has put our future, and that of our
entire race, in grave jeopardy. The Landlord has to come back and set things
straight. That will be a violent affair: most people want nothing to do with
Jesus or His rule over us.
A tiny small minority group on this planet has chosen to
follow Jesus. His life style is one of self-giving love. ÒFor you know the grace of our Lord Jesus Christ,
that though He was rich, yet for your sakes He became poor, that you through
His poverty might become rich.Ó (2 Corinthians 8:9)
In the
grand scheme of things, those things which have
lasting value, persisting beyond this life into the next, are the works we
invite Jesus to do in and through us. The life style of Jesus while He was with
us 2000 years ago, was radically different from the
way we naturally try to live. Jesus never acted on his own resources, but
counted on the Father working through Him (Philippians 2) for everything. In
fact Jesus accumulated no material resources during His lifetime although He
was the owner of everything. He taught that "No
one can serve two masters; for either he will hate the one and love the other,
or else he will be loyal to the one and despise the other. You cannot serve God
and mammon." (Matthew 6:24)
Everything
built by man as we go about acting in independence from God is actually
destined for destruction. After we die, we'll soon be forgotten, and the
"great things" which we built on our own self-energy will fade away
into oblivion:
"See that you do not refuse
Him who speaks. For if they did not escape who refused Him who spoke on earth,
much more shall we not escape if we turn away from Him who speaks from heaven,
whose voice then shook the earth; but now He has promised, saying, ÒYet once
more I shake not only the earth, but also heaven.Ó Now this, ÒYet once more,Ó indicates the removal of
those things that are being shaken, as of things that are made, that the things
which cannot be shaken may remain. Therefore, since we are receiving a kingdom which cannot be shaken, let us have grace, by which
we may serve God acceptably with reverence and godly fear. For our God is a
consuming fire." (Hebrews 12:25-29)
As we
have noted, when we die and leave this earth, we all die with nothing. Apart
from the immediate gift of a resurrection body we'd arrive on the other side
naked and certainly very ill at ease (2 Corinthians 5, commentary http://www.raystedman.org/2corinthians/3684.html).
Meanwhile
while we are here in this present life there is a wonderful heavenly investment
program in effect now which allows us to send life's real earnings and dividends
on ahead. It is all about investing ourselves and our
resources in people not in things.
Jesus also said to His disciples: ÒThere was a
certain rich man who had a steward, and an accusation was brought to him that
this man was wasting his goods. ÒSo he called him and said to him, ÔWhat is this I hear about you? Give an account of your
stewardship, for you can no longer be steward.Õ ÒThen the steward said within
himself, ÔWhat shall I do? For my master is taking the
stewardship away from me. I cannot dig; I am ashamed to beg. ÔI have resolved
what to do, that when I am put out of the stewardship, they may receive me into
their houses.Õ ÒSo he called every one of his masterÕs debtors to him, and said to the first, ÔHow much do
you owe my master?Õ ÒAnd he said, ÔA hundred measures of oil.Õ So he said to
him, ÔTake your bill, and sit down quickly and write fifty.Õ ÒThen he said to
another, ÔAnd how much do you owe?Õ So he said, ÔA
hundred measures of wheat.Õ And he said to him, ÔTake your bill, and write
eighty.Õ ÒSo the master commended the unjust steward because he had dealt
shrewdly. For the sons of this world are more shrewd
in their generation than the sons of light.
ÒAnd I say to you, make friends for yourselves
by unrighteous mammon,
that when you fail, they may receive you into an everlasting home. ÒHe who is faithful in what is least is faithful also in much; and he who is unjust in what is least is unjust also in much.
ÒTherefore if you have not been faithful in the unrighteous mammon, who will
commit to your trust the true riches?
ÒAnd if you have not been faithful in what is another manÕs, who will give you
what is your own? ÒNo servant can serve two masters; for either he will hate
the one and love the other, or else he will be loyal to the one and despise the
other. You cannot serve God and mammon.Ó Now the Pharisees,
who were lovers of money, also heard all these things, and they derided Him.
And He said to them, ÒYou are those who justify yourselves before men, but God
knows your hearts. For what is highly esteemed among men is an abomination in
the sight of God. ÒThe law and the prophets were
until John. Since that time the kingdom of God has been preached, and everyone
is pressing into it. ÒAnd it is easier for heaven and earth to pass away than
for one tittle of the law to fail." (Luke 16:1-17;
commentary, see http://raystedman.org/possessions/0070.html).
We who
are the followers of Jesus Christ are supposed to be ruled by heaven and to
shun the ways of the fallen world system. Many of us have failed rather badly
at the task of faithful stewardship of the several categories of resources God
has entrusted to us in the present age.
But now
the signs in the daily news point to the soon return of our very angry
Landlord.
God is
going to invade this earth in force. But what is the good of saying you are on
His side then, when you see the whole natural universe melting away like a
dream, and something else -- something it never entered your head to conceive
-- comes crashing in; something so beautiful to some of us, and so terrible to
others, that none of us will have any choice left? For this time it will be God
without disguise; something so overwhelming that it
will strike either irresistible love or irresistible horror into every
creature.
It will be too late then to choose your side. There
is no use saying you choose to lie down when it has become impossible to stand
up. That will not be the time for choosing; it will be the time when we
discover which side we have really chosen, whether we realized it before or
not. Now, today, this moment, is our chance to choose
the right side. God is holding back, to give us that chance. It will not last
forever. We must take it or leave it. (C.S. Lewis)
I have
lived long enough to remember the hard years of the depression and the all-out
effort required of everyone to win World War II. God was on everyone's minds
back then. After the war a great economic boom began and we all fell into the
trap of assuming the great American dream of endless upward economic growth and
wealth was ours at last.
In
actuality, God blessed our nation after WW II largely because of the godly
behavior of the sizeable community of true Christians who lived here. Our moral values were high, families were
mostly intact. All that has gone away now. God can not
bless an unrighteous, ungrateful, banal and profane people whose life styles
are now at least as pagan as was seen in ancient Canaanite cities whom God
ordered the Jews to eradicate when they entered their promised land. (Commentary:
see http://www.christian-thinktank.com/qamorite.html).
Time
management is a big item for us these days--how many of us waste our lives
watching TV or movies, ignoring the present crises in our families, our
churches, our nation. Apathy and indifference abound
(among those who still have jobs at least). Most churches are silent, yet we
may actually be witnessing the death of our once great nation. It is Christians
alone who have the keys and the resources to change things, if we'll only allow
to work through us, and on His terms.
We can
now answer the question posed above in our title, "Where Does Money Come
From?" Money comes God.
God is
the Author of Life, the Creator of all that is, He's the Sustainer of creation,
the Judge of all, and the only real place where forgiveness, mercy and healing can
be found in the universe.
We need
not wonder whose name is on the list of our huge national debts, or our
personal debts. The name of Jesus is on all Accounts Payable statements. He
audits everything. His accounting and book keeping skills are flawless. We
can't possibly pay Him back. What He asks for is for our hearts and minds and allegiance.
"The sacrifices of God are a broken spirit, A broken and a contrite
heart-- These, O God, You will not despise." (Psalm 51:17)
...Jesus answered them, ÒMy Father has been
working until now, and I have been working.Ó Therefore the Jews sought all the
more to kill Him, because He not only broke the Sabbath, but also said that God
was His Father, making Himself equal with God. Then Jesus answered and said to
them, ÒMost assuredly, I say to you, the Son can do nothing of Himself, but
what He sees the Father do; for whatever He does, the Son also does in like
manner. ÒFor the Father loves the Son, and shows Him all things that He Himself
does; and He will show Him greater works than these, that you may marvel. ÒFor
as the Father raises the dead and gives life to them, even so the Son gives life to whom He will. ÒFor the Father
judges no one, but has committed all judgment to the Son, Òthat all should
honor the Son just as they honor the Father. He who does not honor the Son does
not honor the Father who sent Him. ÒMost assuredly, I say to you, he who hears My word and believes in Him who sent Me has everlasting
life, and shall not come into judgment, but has passed from death into life.
ÒMost assuredly, I say to you, the hour is coming, and now is, when the dead
will hear the voice of the Son of God; and those who hear will live. ÒFor as
the Father has life in Himself, so He has granted the Son to have life in
Himself, Òand has given Him authority to execute judgment also, because He is
the Son of Man. ÒDo not marvel at this; for the hour is coming in which all who
are in the graves will hear His voice Òand come forth--those who have done
good, to the resurrection of life, and those who have done evil, to the
resurrection of condemnation. ÒI can of Myself do
nothing. As I hear, I judge; and My judgment is
righteous, because I do not seek My own will but the will of the Father who
sent Me." (John 5:17-20, commentary: http://raystedman.org/john/3845.html
and http://ldolphin.org/judgment.html).
Down
through human history God has judged great nations and allowed them to sink
into oblivion. Yet, from time to time He has mercifully, graciously visited
various peoples and brought them back to God through repentance, revival and
sound Biblical teaching. In other words, it may not be too late for us to
repent and see God heal our land. It may now be too late for America to be
saved as a nation, but every individual still has a chance to know God and to
be saved. Like Israel of old, we Christians are called by the name of the one,
true, living God:
ÒWhen the heavens are shut up and there is no
rain because they have sinned against You, when they pray toward this place and
confess Your name, and turn from their sin because You afflict them, Òthen hear
in heaven, and forgive the sin of
Your servants, Your people Israel, that You may teach them the good way in
which they should walk; and send rain on Your land which You have given to Your
people as an inheritance. ÒWhen there is famine in the land, pestilence or
blight or mildew, locusts or grasshoppers; when their enemies besiege them in
the land of their cities; whatever plague or whatever sickness there is; Òwhatever prayer, whatever
supplication is made by anyone, or by
all Your people Israel, when each one knows his own burden and his own grief,
and spreads out his hands to this temple: Òthen hear from heaven Your dwelling
place, and forgive, and give to everyone according to all his ways, whose heart
You know (for You alone know the hearts of the sons of men),Òthat they may fear
You, to walk in Your ways as long as they live in the land which You gave to
our fathers." (King Solomon, 2 Chronicles 6:26-31)
God has
told us in the Bible that He will evaluate the entire world system of religion,
commerce, trade, power, riches, and the misuse of His resources. The
world-system's entangled evil must be totally replaced, it can
not be merely reformed. But, this is the subject of another study.
The use
and misuse of money, power, resources and influence in the world is discussed
in hundreds of places in the Bible. Beyond the basics, one never hears much
about this subject from the pulpits of the land in our day. [2]
I like to
remember one very poor woman who is now highly honored in heaven. In turn this
reminds me that God chooses to allow some of His choicest people to live on
very modest incomes all their lives. The Bible is very clear about the very
great dangers of being materially wealthy.
"...Jesus looked up and saw the rich
putting their gifts into the treasury, and He saw also a certain poor widow
putting in two mites. So He said, ÒTruly I say to you that this poor widow has
put in more than all; for all these out of their abundance have put in
offerings for God, but she out of her poverty put in all the livelihood that
she had.Ó (Luke 21:1-4)
These
brief notes were written for those who have a relationship with the Lord Jesus
Christ here and now. Much of what I have said will seem like foolish nonsense
to outsiders who do not as yet enjoy a personal relationship with Jesus.
But I
don't want you, my non-Christian friends, to keep on
believing that your life is set in concrete by fate or destiny and bad
habits. God loves each and every one of us. We are all incredibly selfish and
sinful. God is well aware of that and has all the answers. We are quite unable
to find our way back to God through religious means, or meritorious good deeds
or promises to reform. Jesus said it was necessary for each of us to be
spiritually reborn, (John 3:1-6, commentary: http://raystedman.org/john/3838.html).
Whether we allow this to happen is a matter of choice. A free gift from God is
held out to us from God, but that gift is worthless unless we reach out and
take it and act upon it, as an act of our will.
The
God who created everything, including
each one of us, is a God of incredible love. He is also holy and just.
(Commentary, see http://christian-thinktank.com/whyjust.html and http://christian-thinktank.com/inmyplace.html). Knowing that we would mess up
fatally and self-destruct, eventually bring our race
and our planet to ruin, the persons of the godhead counseled together before the
creation. An eternally-valid cosmic sacrifice for our
sins was planned and then carried out by the Son of God. He took on human form
2000 years ago, and then absorbed the sins of each and every one of us into
Himself on a cruel Roman cross. In this way, an innocent man became the guilty
victim who could be punished in our place once and for all. As far as God is
concerned the matter of human sins have been dealt with once and for all.
When we die and
leave this world, we'll all stand before this same Jesus, now risen from the dead. At that point in time, the human race divides
into two streams. One group, the vast majority, have refused God's forgiveness
and mercy all their lives and prefer to spend all of eternity alone apart from
a God of love. They'll get their wish and walk away from the presence and
influence of God forever. The remaining few, a "remnant" will
gratefully fall at the feet of the Lord Jesus and be received into Paradise.
"Now godliness with contentment is great gain. For we brought
nothing into this world, and it is certain we can carry nothing out. And having
food and clothing, with these we shall be content. But those who desire to be
rich fall into temptation and a snare, and into many foolish and harmful lusts which drown men in destruction and perdition. For the
love of money is a root of all kinds of evil, for which some have strayed from
the faith in their greediness, and pierced themselves through with many
sorrows. But you, O man of God, flee these things and pursue righteousness,
godliness, faith, love, patience, gentleness. Fight
the good fight of faith, lay hold on eternal life, to which you were also
called and have confessed the good confession in the presence of many
witnesses." (1 Timothy 6:7)
Notes:
[1] There was a
time we did not exist at all, but once God created us, we are all immortal and
we'll never cease to exist. We will all exist somewhere, forever. This present
life is a staging area, a training ground for those who know Jesus and plan on
eternal life with Him.
[2] As a side
note, my friends and I who answer email from around the world often receive
questions about tithing and principles of Christian giving. For
commentary on these subjects see http://ldolphin.org/tithing.html and http://www.raystedman.org/possessions/.
OTHER:
Very Important Reading:
1.
A
new British scientific report on Global Warming and CO2 emissions, http://www.ldolphin.org/sensitivity.pdf. This is must reading!
2.
Demographics & Depression, by David P Goldman, First Things Journal, helps us see how
our country's changing demographics have drastically adversely affected the
economy. http://ldolphin.org/demo.html
Classes: Last January I started a series on the Prophet
Amos--which was extended to a series lasting ten weeks to include an update on
the current world situation. Online in mp3 audio, on my web
site, http://ldolphin.org/amos/. God willing ("Should The
Lord Tarry") my next series will start June 14 and run ten weeks covering
the minor Prophets Habakkuk, Zephaniah, Obadiah, and Zechariah, all relevant to
our time. See http://ldolphin.org/obscure/
Health: I am pleased to report that God has answered the prayers
of dear friends by restoring my energy and health after last June's pulmonary
embolism. I have no doubt about the role of prayer in physical healing and
spiritual renewal in my life. Deep thanks for friends who pray.
Finances: Probably all of you are probably feeling the effects of
the current disastrous national and international economic disaster. There will
probably be more to come. My retirement check dropped 34%, or $745 per month,
in May putting my income well below current monthly expenses. Other expenses,
such as my share of Medicare prescriptions, are much higher this year compared
to last. It appears that I may have to sell my home this summer and to try to
find a small rental house or garage to live in here in Silicon Valley. I have
4000 books and lots of accumulated items so moving will not be easy. Sadly a
good many of my friends are out of work with few job openings. Contributions
towards my monthly support can be send to me through
PayPal, or mailed to Peninsula Bible Church, 3505 Middlefield Rd., Palo Alto,
CA 94306, for tax purposes. Be sure and mark your check, "for Lambert
Dolphin's account."
Contacting Me: I am following world affairs far
more closely than ever this year because of the speed of major developments
around the world. I believe we are very near the end of the age, which means
the Lord Jesus could well return for His church at any time now. Christians in
the First Century hoped He would be back in their day. We can't predict the
date, but the daily news is full of signs that the Stage of History is now
being set for the last act in the history of the age. Up ahead will be a
terribly violent time culminating in the return of the Lord Jesus to restore
and rebuild His planet and His people.
My regular email
address is mailto:lambert@ldolphin.org. Questions and discussion can be
sent to the Paraclete Forum team, mailto:inquiry@paracleteforum.org. Previous newsletters are on my
web site: http://ldolphin.org/news, and articles are listed here: http://ldolphin.org/asstbib.shtml.
Lambert Dolphin
May 27, 2009